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How to pay and use your wallet

Updated October 24, 2026

Payment methods

At checkout you can use a card (with Apple Pay and Google Pay on devices that support them) and Link. If your bank does not approve the card payment, nothing is charged and you can try again or choose another method.

Save your cards in Account settings, Payment methods.

Pay with your wallet balance

If you have a balance, checkout shows Use my wallet balance. It is applied to the purchase and your card pays the rest. If the balance covers everything, no card is charged and you press Pay with wallet.

Where the balance comes from

Your wallet balance comes from released sales and from promotional credit that Colectin gives you. Wallet balance can pay for purchases or be withdrawn to your bank once your identity is verified (read how to verify your identity). Promotional credit can pay for purchases but cannot be withdrawn.

Promo code

Type your code in the Have a code? box at checkout. It does not work on a purchase from several sellers, and it needs the minimum purchase that checkout shows.

Refunds

A refund goes back to where the money came from: the part paid by card goes to the card, and the part paid with the wallet goes to the wallet. Promotional value is never paid back as money. If you ask for a refund, the discount of a promo code is not restored. If the purchase is cancelled before the card is charged, the code becomes available again.

FAQs on this topic

How much does it cost to buy on Colectin?

You pay the piece price, shipping and the Colectin fee: 8.5% of the item price plus 2.00 EUR per item or lot, plus the VAT that applies. Read what the fee includes and how to buy a piece.

How do I make an offer?

If the seller accepts offers, press Make an offer, type your amount and press Send offer. Nothing is charged when you send it, and if the seller accepts it you have 72 hours to pay. Read how to buy a piece.

How long does the seller have to answer my offer?

30 days. Those 30 days start again with every counter offer, yours or the seller's, and if nobody answers the offer expires. Read how to buy a piece.

How does the cart work?

Your cart groups pieces by seller. You can pay several sellers in one payment and you choose a shipping option for each parcel. Read how to buy a piece.

What is a lot?

A lot is a set of 2 or more pieces from the same seller for which you offer a single total amount. It holds at most 20 items and 30 kg, and ships as one parcel. Read how to buy a piece.

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