What happens if I open a dispute with my bank?
Updated October 24, 2026
A dispute opened with your bank, a chargeback, leaves a pending balance on your account. While it exists, that balance blocks buying, selling and withdrawing.
What you see
In the wallet you see that you have a pending balance. You have to Settle now to unlock the account.
What is blocked
While the pending balance is not settled you cannot buy, sell or withdraw money to your bank, even if you have available balance from other sales.
If you are the seller
If a buyer opens a dispute with their bank about your sale, that line's payment is held and the line says so. While it lasts, no payout of that line is promised.
How it closes
The pending balance is settled from the wallet, and once settled the account allows buying, selling and withdrawing again.